Program Overview

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Program Overview

Happinest is a home rewards program offered by TMS in partnership with HomeStory Real Estate Services to help customers buy or sell their new home. When customers enroll in Happinest, they are matched with a certified real estate agent in their area and a TMS loan officer. The real estate agent and loan officer can help them find and finance their next home.

When customers close on their home purchase or sale with their assigned real estate agent, they will receive a reward between $350 - $6,500 , depending on the sale price of the home. Customers do not need to obtain their mortgage from TMS to receive the reward.

By enrolling in the program, you agree to the following Terms & Conditions:

  • I authorize HomeStory Real Estate Services to contact me using an automated dialing or text messaging system, even if the telephone number is a cellular phone or other service for which the party is charged,
  • I understand that I am not required to provide this consent in order to obtain goods or services from TMS,
  • I agree to the Terms of Service (which includes a provision to receive disclosures and communications in electronic form) and
  • I agree that Happinest may contact me by mail, telephone, text message (SMS/MMS), or email in connection with my request even if my telephone number or email address appears on a Happinest internal Do Not Call / Do Not Email List, a State or National Do Not Call Registry, a Do Not E-Mail list, or any other Do Not Contact List.

The reward will be issued in the form of a check unless otherwise directed by state law and will be sent to the client enrolled in the program within 45 days after closing.

Due to state law, the reward is not available in Alaska, Iowa, Missouri or Louisiana.
In Tennessee, customers will receive a gift card in lieu of a check. In Kansas, customers receive a gift card of $1,000 to a retailer of their choice (regardless of the sale price of the home). An agent commission reduction, rebate, and/or credit may be available for sellers in lieu of the reward in Mississippi, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon.

HomeStory Real Estate Services is a licensed real estate brokerage in Texas, License #605602.

Texas Real Estate Commission Information about Brokerage Service Link

Texas Real Estate Commission Consumer Protection Notice Link

The Happinest Find feature is offered in partnership with HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with The Money Source Inc., and The Money Source Inc. is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from any particular lender is optional and is not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender and is free to shop for the lender of their choice.

Qualifying for the reward requires utilizing a network real estate agent to complete the real estate buy and/or sell transaction. If you are currently working with a real estate agent, this is not a solicitation. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. An agent commission reduction, rebate, and/or credit may be available for sellers in lieu of the reward in Mississippi, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. Rewards in Kansas and Tennessee are required to be delivered by gift card. In Kansas the reward is set to $1,000 regardless of the sale price of the property.

Reward will be issued in the form of a check unless otherwise directed by state law and will be sent to the client enrolled in the program within 45 days of closing. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $6,500 per buy or sell transaction. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Employer-sponsored relocations may preclude participation in the reward program offering.

If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

Offer subject to change or cancellation without notice.

The Money Source Inc., 135 Maxess Road, Melville, NY 11747, (866) 867-0330, NMLS #6289. For licensing information click here https://themoneysource.com/licensing. The Money Source Inc. is an Equal Housing Lender.

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

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